1. Scope
This Disclaimer applies to the Aus Property News website, our newsletters, our paid and free content, our events, and any other materials we publish or sell ("our Content"). By accessing our Content you accept the terms set out below. If you don't accept them, please don't use our Content.
In this Disclaimer, "we", "us" and "our" refer to Aus Property News, the publisher of Aus Property News. "You" means the reader, subscriber, customer or visitor.
2. General Information Only — Not Personal Advice
Everything we publish is general information aimed at a broad audience. It does not take into account your personal objectives, financial situation, tax position, or particular needs. Nothing in our Content is, or should be relied on as:
- personal financial product advice;
- investment, tax, accounting, legal or property advice;
- a recommendation to buy, sell, hold, lease or otherwise transact in any property, security, financial product or service; or
- a substitute for advice from a licensed or qualified professional.
Before making any decision based on something you've read, watched or heard from us, you should obtain advice from a suitably qualified and licensed professional who can consider your individual circumstances.
3. No Earnings or Performance Guarantees
We make no promise, warranty, projection, representation or guarantee — express or implied — about any specific outcome you may achieve from using our Content. In particular:
- we don't guarantee that you will earn any income, generate any return, or avoid any loss;
- any earnings, income, growth or return figures we mention (including in case studies, examples, screenshots or testimonials) are illustrative only and reflect what we think is possible — not what is typical or assured;
- if you act on any figures or examples we provide, you accept the full risk of achieving a different result, which may be substantially worse; and
- we have not authorised any third party to make earnings, performance or outcome promises on our behalf.
4. Forward-Looking Statements
Some of our Content includes forward-looking statements — predictions, expectations, forecasts or opinions about future events, market conditions, prices, yields or returns. You can usually recognise these because they use words like "anticipate", "expect", "estimate", "project", "intend", "plan", "believe", "may", "could", "should" or similar.
Forward-looking statements are inherently uncertain. They reflect our views at the time of publication, based on the information available to us, and they can be wrong. Actual outcomes may differ materially from anything we've forecast or implied. We make no commitment to update forward-looking statements as circumstances change.
5. Factors Affecting Your Results
Outcomes from any property, business or investment activity depend on a wide range of factors that are outside our knowledge and outside our control. These include, without limitation:
- Economic conditions. Local, national and global economic factors — interest rates, inflation, employment, credit conditions, recession, geopolitical events — can materially affect property markets, asset values and returns.
- Market conditions. Property and financial markets are cyclical and volatile. What worked in one cycle may not work in another.
- Your personal circumstances. Your income, capital, borrowing capacity, risk tolerance, time horizon, tax position, life stage, dependants, work commitments, motivation, discipline and experience all influence your results — and we know none of these things about you.
- Execution. Differences in how a strategy is implemented, the quality of the professionals you engage, the assets you select, the timing of your decisions, and unexpected events can all change the outcome.
For these reasons we cannot, and do not, guarantee that you will replicate the results of any case study, example, contributor or other person referred to in our Content.
6. Due Diligence and Professional Advice
You are responsible for your own decisions. Before acting on anything in our Content, we strongly encourage you to:
- conduct your own thorough research and due diligence;
- verify any facts, figures and assumptions for yourself;
- consult appropriately qualified and licensed professionals — for example a financial adviser, tax accountant, mortgage broker, lawyer, conveyancer, building inspector or property valuer — about your specific situation; and
- only proceed if you are comfortable that you understand and can bear the risks involved.
Nothing in our Content replaces, or is intended to replace, professional advice tailored to your circumstances.
7. Past Performance
Past performance — whether ours, a contributor's, a case study's, or a market's — is not a reliable indicator of future performance. Historical results, success stories and previously published forecasts cannot and should not be treated as an "average" outcome or as a guarantee that similar results will be achieved in future.
8. Risk
Property, business and investment activity carries risk. Risks include, but are not limited to, capital loss, income loss, illiquidity, leverage risk, regulatory and tax change, and counterparty risk. These activities are not suitable for everyone. You should only proceed once you've understood the risks and accepted that you may lose some or all of the money involved.
9. Third-Party Content and Links
Our Content may include contributions, quotes, case studies, advertising, sponsored content or links to third-party websites and resources. We don't necessarily endorse third-party content, and we have no control over third-party websites or their accuracy. Any decision to engage with a third party is yours alone.
10. Limitation of Liability
To the maximum extent permitted by law, we (and our directors, officers, employees, contributors, contractors and agents) are not liable for any loss, damage, cost or expense — whether direct, indirect, consequential, special or otherwise — arising out of or in connection with your use of our Content, your reliance on anything we publish, or any link, opportunity, product or service referenced in our Content.
Where any law (including the Australian Consumer Law) implies a guarantee, condition, warranty or term that cannot lawfully be excluded, our liability for breach is limited — at our option and to the extent permitted — to resupplying the relevant content or service or paying the cost of having it resupplied.
11. Your Acknowledgement
By using our Content, you acknowledge that you have read this Disclaimer, understand it, and accept it. If anything in it is unclear, or you'd like to discuss it before relying on our Content, please contact us using the details published on our website.