Wages have doubled in twenty years. House prices across Australia's major cities have tripled, and in some cases quadrupled. For a generation locked out of the suburbs they grew up in, a once-fringe strategy has quietly become mainstream — and the numbers explain why.
Every dollar held in an offset account reduces the interest charged on a linked home loan while remaining fully accessible. The financial benefit depends on balance, loan size, and product fees.
The federal government's $5.5 billion housing bet isn't just a social policy story — it's a map of where private property demand is heading next. Here's what investors need to know.
