Lenders can now check your bank transactions against the living expenses you declare, and APRA's 3 percentage point buffer hasn't moved. Here's how much harder that makes it to borrow what you expect.
Agents now use AI to score buyers before they reach the door. In January 2026 the privacy watchdog launched its first sweep of how that data is collected.
Australia's banking regulator has put every regulated lender on notice over AI risk — and the automated valuation models that quietly price more than 96% of Australian homes are squarely inside the new perimeter.
One in three Australians now owns crypto — and many are using those gains to buy property. From Bitcoin-backed mortgages to tokenised real estate, the line between digital assets and bricks and mortar is blurring fast.
