Lenders can now check your bank transactions against the living expenses you declare, and APRA's 3 percentage point buffer hasn't moved. Here's how much harder that makes it to borrow what you expect.
Rental yields have climbed to a six year high as dwelling values fall. The cash flow maths has still gone backwards, and the 2027 tax changes reprice every purchase from here.
Treasury's exposure draft offers family trusts an election that avoids its 30% minimum tax entirely, but the fine print locks in beneficiaries for good and cannot accommodate a child born afterwards.
CBA and HSBC read the same August housing data yet forecast falls of 9% and 13%. Why Australia's house price forecasts split, and what it really means.
You cannot reliably time the property market, but you can be consistent, and the investors who do well follow rules through the cycle instead of guessing its turns.
Stamp duty is set by each state on its own sliding scale, so a same-priced home can cost far more in one state than another. Here is how it actually works.
Most people wait to feel ready before they buy their first property. That feeling rarely arrives on its own. Readiness is not the thing that lets you start. It is the thing starting gives you.
